Our thoughts are with those impacted by the wildfires. Please stay safe. You can submit a claim anytime through the Scotia Insurance Home & Auto app or online via the Client Centre.
The higher the deductible, the lower the premium. When comparing policies, make sure you know what the cost of the deductible is. While a lower premium is tempting, make sure the deductible won't be too high for you to pay if you have to make a claim.